Terms

Terms of use

This site is managed by Susman Insurance Agency, a state-approved insurance firm (License 0B75129). It shares background details on term insurance and a quote platform that fetches rates from underwriters per your inputs.

Estimates only. Rates you see come from underwriters for your selected tier and are informational. They are not an insurance contract, a price guarantee, or confirmation of approval. The actual price, tier, and eligibility come from the underwriter's review; what the underwriter issues and its attachments are binding.

You have no protection here. Filing a quote, moving forward with an application, or messaging us does not trigger coverage. You only get protection after an underwriter issues a plan and it is formally approved and paid.

Terms and conditions. Plans, underwriters, and pricing depend on your location and profile and may vary. Quotes apply to California applicants.

Website content. Writing here is informational and is not financial, legal, or professional guidance. Always verify anything important with a trained specialist.

Outside vendor. The application section uses a third party's protected application system governed by separate conditions.